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Guiding Principles of a Financial Professional

Guiding Principles of a Financial Professional

As a financial professional, my responsibility is to make recommendations, regardless of our compensation, to achieve your goals. I have a fiduciary duty to make recommendations that are in the best interest of the client.

Throughout the course of our lives, we arrive at various important financial milestones – a home purchase, college funding, weddings and retirement, to name a few. A proper planning process requires the understanding that all important financial decisions should not be considered independently of one another. Rather, all financial goals should be considered collectively, with a lifelong financial roadmap designed to take into account all financial objectives.

Years of Financial Services from Miguel Palma

Miguel A Palma, owner and head accountantMy fiduciary responsibility and the recommendations I make are based upon the following core principles, maximizing economic opportunity through:

Safety – money is not subject to risk of market loss.

Control – have complete control over your money, and immediate access to your funds whenever you want/need it, for whatever reason, with no penalties or restrictions.

Efficiency – keeping tax laws in mind when developing strategies.

Predictability – having confidence about the amount of money you will have at any point in the future, thereby providing peace-of-mind.

Holistic – focus on every financial goal throughout one’s entire lifespan, rather than addressing each goal separately.

Full Disclosure – your interests are always paramount, we will disclose our compensation, if you implement any of our strategies.

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