Get a Free Check-Up on Your Life Insurance Policy
Checking your policy can help verify information and possibly save you money or receive additional benefits at no extra cost.
LIFE INSURANCE POLICY AUDIT
There Are Many Reasons to Get a Life Insurance Policy Audit Every 3-5 Years…
- Underfunding and underperformance issues
- Interest, legislation, and financial market fluctuations
- Financial strength of insurance carrier changes
- New enhancements in life insurance products
- Loans, withdrawals, or other policy changes
- Lifestyle changes requiring more coverage
Here’s How to Get Started on Your Audit
REQUEST YOUR AUDIT
Fill in your information and complete the form to express your interest
Give us permission to access your records with just one signature
REVIEW YOUR REPORT
Receive a status report on the health of your policy alongside alternatives
Can a Life Insurance Policy Audit Really Help Save Me Money or Get More Benefits at No Extra Cost?
Let me know if this happened to you…
Several years ago (maybe even DECADES ago), you decided to purchase a life insurance policy. You knew it was a good decision and thought to yourself:
“This Will Be There When I Need It Most…”
And so you moved on with life…
Maybe you got married…
Changed your job…
Or relocated to a new area…
Whatever YOUR SITUATION may be…
You always believed that your life insurance policy was going to be there to financially protect you and your family.
And That Was It! You ‘Check’ That Life Insurance Box Off Your List and You’re Set for Life.
Many people think they have one type of life insurance policy and sadly discover they have a different one with much less benefits. Or, they happened to miss a premium payment and are unaware that the policy is now significantly underperforming compared to its original projection.
Some cases might not even be the policyholder’s fault.
With global economic events and interest rate fluctuations, life insurance policies – and its benefits – can be affected.
On the other hand, with medical advancements and people living longer lives, life insurance products of today are much more efficient and offer benefits older policies just cannot provide.
By checking up on your policy, you’ll likely find yourself in one of these three situations:
1.) A new policy can help you save money while keeping the same benefits
2.) A new policy can help you receive more benefits at no extra cost
3.) Everything is performing as expected and you have peace of mind
We’d like to believe many people will fall into the third option, but many times, that’s just not what happens.
7 Out of 10 PoliciesReviewed Show Supporting Evidence to Replace and Upgrade the Policy
There is no obligation or costs associated with the audit.
You may discover we’ll be able to help you save money or receive additional benefits at no extra cost.
At the very least, you’ll have peace of mind knowing that the life insurance policy you have in place is correct and that no further action is required.
You’ll find more information on this page for what’s included within the audit and how long you can expect to wait to receive your custom report.
I really hope you take me up on this offer as I think you’ll find great value in it.
I look forward to speaking with you!
What’s Included in the Audit?
Your Life Insurance Policy Audit provides information about whether your policy is in good standing, how its performed throughout the years, and if there are suitable alternatives that better fit your needs. You may discover ways to save money or receive additional benefits at no extra cost.
Here’s What You Get in the Report:
Status report on policy’s overall health
Summary of policy data and performance
Rating of insurance carrier’s financial strength
Upgrade analysis of alternative policies
Schedule A Time to Review Your Results!
To take a closer look at your retirement plan and the potential tax landmines to be aware of, schedule a time to meet with me.
Who Provides the Complimentary Analysis?
(925)307-5454 | firstname.lastname@example.org
As an independent financial professional and an active member of the community, Miguel Palma CPA/PFS/CGMA is dedicated to helping individuals, families, and businesses attain peace of mind and financial freedom.
For years, they studied the characteristics of wealth accumulation vehicles and has come to the conclusion that there is an underlying commonality among the individuals who are best positioned for financial success. All of these individuals have been educated on the financial principles of how to grow, protect, and transfer wealth.