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Starting Early to Save for Funding CollegeCollege Scholarships for Bay Area Students

We are very excited to announce the Palma Financial Services Scholarship.
Palma Financial Services Scholarship is aimed at rewarding one deserving student for their academic and personal achievements. Our application is designed to be broad to give you the opportunity to present all the reasons why you are the most deserving candidate.

To qualify for the scholarship, you must write an essay on the conversation you have had with your parents about paying for college. Also explain the process of how you found this scholarship and other scholarship or grants you are have applied for. How are these scholarships going to help fund your education?

We are seeking students who have demonstrated commitment to their financial responsibility, college application process, and grades through persistence, dedication, success and humility. Note, that we do not only determine recipients solely on G.P.A. basis or economic hardship. A check will be presented to the most qualified candidate that will be payable to the recipient and must be applied to future tuition or other education expenses. The scholarship prize will consist of one $2,000 recipient each year before July 1st for the fall semester.

Like many of the applicants, we have also come from a humble beginning. Thus, it is with all those experiences in mind that we established the annual scholarship fund to help those who are on the same path. Not necessarily the path to becoming a CPA, but the path to bettering themselves with a clear vision for the future. We welcome your application and are truly excited for the opportunity to reward the most deserving candidates.

The Fine Print


Must be a U.S. citizen or permanent legal resident of the US. He or she cannot be an employee of, or a relative of an employee of, Palma Financial Services, Inc.


High School Juniors and Seniors that live in Alameda, Contra Costa, Santa Clara, San Mateo, and San Francisco Counties.

Description of Funds

The recipient will receive a one-time scholarship of $2,000 to be applied to qualified expenses,  including graduate and undergraduate tuition, fees, books, and room and board for the upcoming academic year. Funds are provided by Palma Financial Services and made payable to the student’s approved college or university.

College or University Approval

The institution must be accredited and listed on the official website of the U.S. Department of Education. Applicants attending military academies are eligible for this scholarship. All school transfers are subject to accreditation approval.

Conditions of Award

The student is no longer eligible and will forfeit the scholarship if the applicant or the applicant’s parent/legal guardian or immediate relative is employed by Palma Financial Services, Inc. at the time of award.

Winner Selection and Announcements

Applicants will be judged on their writing skill, creativity, and content of the submitted essay. The three finalists will be selected after a team of judges reviews all entries. All entries must be received by July 1st. The winner will be announced on August 1st.

Responsibilities of Recipients

The recipient must be actively enrolled for the Fall 2015 semester without interruption, barring illness, emergency or military service.  It is the recipient’s responsibility to verify receipt of funds with their institution and notify Palma Financial Services, Inc. if the check is not awarded by the institution within 30 days of the issue date. Palma Financial Services, Inc. reserves the right to alter or discontinue this program at any time without notice. All entries become the property of Palma Financial Services, Inc. and may be reposted or reused, in whole or in part, in any medium.

Very truly yours,

Miguel Palma, PFS, CPA, GCMA,

Please fill out entire form to be considered for the scholarship.

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