by Miguel A. Palma, CPA, PFS, CGMA & Tax Advisor | Mar 25, 2013 | Featured
Imagine a world in which no one has paper currency. No one has a bank account because there are no banks needed to back them up. Yet goods and services can still be purchased — online or in person, and without pesky transaction fees. In this world, everyone has...
by Miguel A. Palma, CPA, PFS, CGMA & Tax Advisor | Mar 10, 2013 | Featured
Federal lawmakers are turning over every financial rock in the economy, looking for new ways to pay off the national deficit. But what if their efforts make economic conditions even worse?Thats the concern of small business advocates, whose representatives on Capitol...
by Miguel A. Palma, CPA, PFS, CGMA & Tax Advisor | Feb 25, 2013 | Featured
If you are serious about your financial future you should know the answers to these four questions:1) What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last...
by Miguel A. Palma, CPA, PFS, CGMA & Tax Advisor | Feb 1, 2013 | Featured
Imagine that you are cruising along through a work project, whether its on an assembly line floor, in a cubicle or inside a conference room. All that labor, computer work or other effort catches up with you and, suddenly, youve put your back out. Everything that...
by Miguel A. Palma, CPA, PFS, CGMA & Tax Advisor | Jan 15, 2013 | Featured
From a recent WashingtonPost.com article by Michael A. Fletcher… “A large and growing share of American workers are tapping their retirement savings accounts for non-retirement needs, raising broad questions about the effectiveness of one of the most...